Direct credit

Your plot,
without going through the bank.

We finance directly, with no middlemen and no bank paperwork. You choose the down payment, you choose the term, and from day one you know exactly how much you pay.

No bankNo guarantorDown payment from 0%Up to 46 installments

Simulator

Calculate your installment in seconds.

Choose the project, adjust the price of the plot you are interested in and combine down payment and term. Every project has its own terms.

Project

Cash price of the plot edit it for the plot you choose

$

Down payment the larger the down payment, the lower the interest

Term

All the combinations for this project

Click a row to load it into the simulator.

How it works

Four steps and the plot is in your name.

The credit is granted directly by Latitudes Australes. There is no bank assessment, no guarantor and no fine print.

  1. You choose plot and planWith the simulator you set down payment and term. We confirm the exact price of the plot.
  2. Reservation and promiseWe sign a purchase promise before a notary and you pay the agreed down payment.
  3. Fixed monthly installmentsYou pay the same installment every month, in pesos. No surprise adjustments and no extra charges.
  4. Deed and registrationWhen payment is completed, we sign the deed and register the plot in your name at the Real Estate Registry.

Frequently asked questions

What we are always asked.

Do I need to prove income or have a bank history?

No. The credit is direct with us. We only ask for a valid ID card and the down payment. There is no credit assessment and no guarantor.

Can I buy with no down payment?

At Club de Campo Cauquenes there is a no-down-payment option (summer campaign), with slightly higher interest. In the other projects the minimum down payment is 10%.

What is the interest-free option?

If you pay 50% down payment, the balance is split into a few installments (6 in most projects, 3 in Cauquenes) expressed in UF and with no interest. It is the cheapest alternative after paying in cash.

Why does Laguna Quemchi have different terms?

Quemchi is financed up to 24 installments with lower interest rates (10% to 20%). It is the shortest plan and the lowest total cost of our projects for sale.

How long is the simulation valid?

The simulated terms are valid for 15 days from the PDF issue date. After that period, run the simulation again to confirm updated prices and rates.

Can I prepay or bring forward installments?

Yes. You can prepay the balance at any time. Let us talk about your case to calculate the exact amount.

When do I receive the deed?

When you pay the last installment we sign the final deed and handle the registration in your name. In the meantime, the notarised promise protects your purchase.

Does any combination suit you?

Send us your simulation by WhatsApp and we will confirm availability and the exact price of the plot in less than 24 hours.

Latitudes
Australes
Liveable natural reserves
Direct credit simulation
Issued on

Cash price
Final price
Down payment
Balance to finance
Total in installments
DeedWith the last installment
Valid until15 days
01ReservationYou choose your plot and we sign a purchase promise before a notary.
02Down paymentYou pay the agreed down payment when signing the promise.
03InstallmentsFixed monthly installment, directly with Latitudes Australes.
04DeedWith the last installment, the plot is registered in your name.
Latitudes AustralesWhatsApp sales +56 9 8265 7527 · contacto@latitudesaustrales.cl
Eliodoro Yáñez 2972, office 810, Providencia · latitudesaustrales.cl
Registered trademark of
El Cigarral SpA

Indicative simulation generated at latitudesaustrales.cl, valid for 15 days from its issue. Values in Chilean pesos. The final price of each plot is confirmed at the time of reservation. The interest-free option is expressed in UF at the value on the payment date.

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